[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.papko.cz\/penize-potrebuje-kazdy\/#Article","mainEntityOfPage":"https:\/\/www.papko.cz\/penize-potrebuje-kazdy\/","headline":"Pen\u00edze pot\u0159ebuje ka\u017ed\u00fd","name":"Pen\u00edze pot\u0159ebuje ka\u017ed\u00fd","description":"\u010clov\u011bka, kter\u00fd by nepot\u0159eboval pen\u00edze, u n\u00e1s nepotk\u00e1me. Pot\u0159ebujeme je v\u0161ichni, nikdo tu nen\u00ed v\u00fdjimkou, a jestli se v tomto ohledu v n\u011b\u010dem li\u0161\u00edme, pak vlastn\u011b jenom v tom, \u017ee jich je n\u011bkdy pot\u0159eba m\u00ed\u0148 a jindy v\u00edc. A n\u011bkdy dokonce daleko v\u00edc, ne\u017e kolik jsme si jich pr\u00e1v\u011b vyd\u011blali. Pen\u00edze jsou na\u0161imi dobr\u00fdmi pomocn\u00edky, […]","datePublished":"2022-11-28","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.papko.cz\/author\/#Person","name":"","url":"https:\/\/www.papko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f2ab007ed309e3d84abcf4139c5580b2bc94c721f9294eeb027f25de56e0a35e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f2ab007ed309e3d84abcf4139c5580b2bc94c721f9294eeb027f25de56e0a35e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"papko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.papko.cz\/wp-content\/uploads\/time-is-money-1601988_960_720.jpg","url":"https:\/\/www.papko.cz\/wp-content\/uploads\/time-is-money-1601988_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.papko.cz\/penize-potrebuje-kazdy\/","about":["Ekonomika"],"wordCount":438,"articleBody":"   \u010clov\u011bka, kter\u00fd by nepot\u0159eboval pen\u00edze, u n\u00e1s nepotk\u00e1me. Pot\u0159ebujeme je v\u0161ichni, nikdo tu nen\u00ed v\u00fdjimkou, a jestli se v tomto ohledu v n\u011b\u010dem li\u0161\u00edme, pak vlastn\u011b jenom v tom, \u017ee jich je n\u011bkdy pot\u0159eba m\u00ed\u0148 a jindy v\u00edc. A n\u011bkdy dokonce daleko v\u00edc, ne\u017e kolik jsme si jich pr\u00e1v\u011b vyd\u011blali.Pen\u00edze jsou na\u0161imi dobr\u00fdmi pomocn\u00edky, o tom nen\u00ed sporu. Ale prosp\u011b\u0161n\u00e9 jsou n\u00e1m samoz\u0159ejm\u011b jenom tehdy, kdy\u017e jich m\u00e1me dost. Ale to nen\u00ed b\u011b\u017en\u00e1 situace. Daleko obvyklej\u0161\u00ed je, \u017ee m\u00e1me pen\u011bz vcelku m\u00e1lo, a n\u011bkdy u\u017e n\u00e1m tyto nesta\u010d\u00ed ani na zaplacen\u00ed toho, co je n\u00e1m skute\u010dn\u011b pot\u0159eba k \u017eivotu.A kdy\u017e je na\u0161ich pen\u011bz nedostatek? Kdy\u017e po n\u00e1s chce n\u011bkdo st\u00e1le za n\u011bco platit, ale my u\u017e nem\u00e1me \u010d\u00edm tak \u010dinit? Pak se mus\u00edme nejednou uch\u00fdlit aspo\u0148 k n\u011bjak\u00e9 p\u016fj\u010dce. Co\u017e nen\u00ed pochopiteln\u011b ide\u00e1l, proto\u017ee p\u016fj\u010den\u00e9 pen\u00edze m\u016f\u017eeme m\u00edt k dispozici jenom po ur\u010ditou dobu, ale kdy\u017e je nejh\u016f\u0159, i toto prosp\u011bje. Samoz\u0159ejm\u011b ale jen tehdy, kdy\u017e pen\u00edze nejen chceme, ale tak\u00e9 n\u00e1m je n\u011bkdo p\u016fj\u010d\u00ed. Co\u017e \u2013 jak se d\u00e1vno dob\u0159e v\u00ed \u2013 nen\u00ed samoz\u0159ejmost. Kdo chce toti\u017e p\u016fj\u010dku m\u00edt, mus\u00ed odpov\u00eddaj\u00edc\u00edm zp\u016fsobem garantovat i jej\u00ed splacen\u00ed. A proto\u017ee jsou tu mo\u017en\u00e9 z\u00e1ruky notn\u011b rozmanit\u00e9, mus\u00ed si ka\u017ed\u00fd jedinec v t\u00edsn\u00ed naj\u00edt takovou nab\u00eddku, u kter\u00e9 dok\u00e1\u017ee usp\u011bt. A kdy\u017e m\u00e1 n\u011bkdo t\u0159eba mal\u00fd p\u0159\u00edjem a k tomu z\u00e1znamy v registrech dlu\u017en\u00edk\u016f? Pak by tento nem\u011bl ztr\u00e1cet \u010das \u017e\u00e1d\u00e1n\u00edm o bankovn\u00ed p\u016fj\u010dku. V bank\u00e1ch se s takov\u00fdmi nedostatky usp\u011bt ned\u00e1.Ale jsou na\u0161t\u011bst\u00ed i mo\u017enosti, u nich\u017e to nevad\u00ed. T\u0159eba hypot\u00e9ka po insolvenci, nab\u00edzen\u00e1 nebankovn\u00ed spole\u010dnost\u00ed, pom\u016f\u017ee i t\u011bm, kdo nejsou podle bank dost d\u016fv\u011bryhodn\u00ed. A sta\u010d\u00ed k tomu jenom m\u00e1lo. Sta\u010d\u00ed d\u00e1t tu z\u00e1ruku v podob\u011b nemovitosti, kterou dlu\u017en\u00edk spl\u00e1cen\u00ed zaru\u010d\u00ed. Je to prost\u00e9 a d\u00edky tomu si tedy p\u016fj\u010d\u00ed i ti, kte\u0159\u00ed by jinak m\u011bli sm\u016flu. A z\u00edskaj\u00ed pen\u00edze, bez nich\u017e se snad ani ned\u00e1 norm\u00e1ln\u011b existovat. A to nav\u00edc dokonce za optim\u00e1ln\u00edch podm\u00ednek.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze pot\u0159ebuje ka\u017ed\u00fd","item":"https:\/\/www.papko.cz\/penize-potrebuje-kazdy\/#breadcrumbitem"}]}]